News from Habitat Lockport

MORATORIUM ON NEW APPLICATIONS

Habitat for Humanity Lockport has placed a moratorium on accepting any new applications for partner families. This is effective immediately and is based on several factors that the Board of Directors is addressing. Please check this website for any future changes to this policy.

The following are the criteria for the eligibility and selection of partner families:

Family Selection Criteria

The selection of families who will purchase homes from Habitat for Humanity Lockport will be done by our Family Selection Committee in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, marital status or because all or part of an applicant’s income is from public.

Income Guidelines

Applicants will be considered whose total annual family income (income from all sources, including child support and SSI) before taxes falls between approximately $35,000 and $44,000.  Family size is given strong consideration.  Guidelines best serve a family size of 3-4, but exceptions are considered.

Three Important Criteria

NEED:

An applicant will be considered if their current housing is not adequate or if they are unable to obtain adequate housing through other conventional means. Lack of adequate housing may include problems with the home structure and/or problems with heating, electrical, water or sewage systems and other considerations. Need may also include number, age and sex of children in the home as compared to available bedrooms.

ABILITY TO PAY:

An applicant must be willing to openly and fully discuss their financial situation.  Since the applicant will actually be purchasing the home from Habitat, they will be required to procure a credit report.  The mortgage is interest free but will include all taxes and insurance.  An applicant must be able to demonstrate the ability to meet this payment.

WILLINGNESS TO PARTNER:

Applicants must be willing to help build their home by completing 500 hours of “Sweat Equity”.  This will include helping with all phases of construction and helping at other Habitat functions.

 
 
 

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